Credit & Income

Free

DIY Credit Kit

A free, step by step kit from CJ Silvas, CPA, to help you work on your credit yourself.

Where should we send your kit?

What is inside

  • How to get your free credit reports
  • How to read your report, line by line
  • How to spot mistakes and dispute them yourself
  • Simple habits that help your credit over time

By CJ Silvas, CPA

Licensed CPA and founder of Credit & Income.